Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Financing by Sunmark Federal Credit Union - Amanda St. George | MORTGAGE ORIGINATOR | NMLS ID: 1546899 | (518) 847-3021
Sunmark Federal Credit Union has an extensive mortgage program to fit the needs of any application. My goal is to navigate you through the mortgage process and find the ideal loan that best fits your individual needs. Whether you are looking for a first time mortgage, new construction or refinance- I will find the right mortgage for you.
Click Here to apply now for a Mortgage Pre-approval!